Bitter Pills
Posted on | November 26, 2008 | 1 Comment
I love living in Portland, but the journey sure as hell hasn’t been easy. And now, let’s stack another one up for “David and Erica’s School of Hard Knocks.” We are now victims of the mortgage crisis. Better still, we have no recourse as renters in a house that is being pushed through the system. It’s not a foreclosure, but the bank is going to sell the house. The paperwork stated that she stopped making payments on the house this summer, right when our lease ended and David and I went to a verbal agreement with her. I feel like a complete idiot for trusting her, but we had no doubts that she would be an upstanding citizen.
Then again, she works in the mortgage industry. Maybe I should have known.
The laughable part of all of this is that I have very little doubt that our house is part of a shell game for her to get a better place and to keep her business going. She only bought the house the March before we moved in, and is registered as a “single” person. Funny thing about that? She’s married.
After my initial tantrum, and some tears, because we really didn’t need to deal with this shit right now, we are starting to formulate a plan. David and I are heading up to Alexis’s house to visit with the fam, including Mom and Derick. I’m bringing the notice of sale up to her so she can translate the legal-speak. But we know we don’t have a leg to stand on. I’m house hunting as we speak (or type as it were), and set up an RSS on Craigslist for houses. I’m not going to let another setback like this knock us down.
Besides, we always bitched about the house – that it was too small for our needs, that it didn’t have any freaking walls to hang stuff – that none of the windows opened and the remodel was done by novices (who in the hell tiles the walls in a hallway?). And Puck hated the back yard.
Do you know how much she owes on the house? Close to 300k. That house is not worth that much, what we know it. We wouldn’t want to buy the place. It’s a temporary residence. Our house, our Nebraska Street is out there somewhere. And maybe in this round of searching for a place we’ll find it. We will find something.
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November 28th, 2008 @ 7:55 pm
LUCK!!!! I thinking about you guys! Find something big, so I will be able to visit when I come up next year!